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Truck Driving by Lake

Transportation

The coverages and products you need to keep your clients on the MOVE

Motor Truck Cargo 

​Whether clients are moving their own goods or contracting for others, we aim to provide the best solutions. Cover can be arranged on a stand-alone basis or combined with the Physical Loss or Damage to the unit.

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Legal liability for lost, stolen or damaged goods covering:

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All risks of direct physical loss or of direct physical damage to lawful cargo, from an external cause carried in and/or on a truck whilst in the Insured's care, custody or control in the ordinary course of transit, including loading and unloading, within the contiguous states of the USA.

  • General commodities

  • Refrigerated units

  • Targeted goods

  • Reefer breakdown

  • Loading and unloading

  • On-hook/auto/driveway/mobile homes

  • Trailer interchange

  • Moving and Storage Operations

  • Earned freight charges

  • Debris removal

  • Contingent transit

  • Less than trailer load endorsement (72-hours of truck cover)

  • New auto valuation

XS Motor Truck Cargo 

Excess cargo limits available up to $19.9m over primary $100,000.

Coverage available Nationwide

Physical Damage

Whether your clients need to insure light commercial vehicles or long-distance heavy trucks, our APD (Auto Physical Damage) product can be tailored to meet the requirements of individual needs. 

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Single units to multi-million dollar fleets.  We have the right coverage and competitive rates.

The larger the TIV, the more competitive the rate.  

  • New  ventures

  • All fleet sizes and types

  • Tractor trailers

  • Sand and gravel

  • Box trucks

  • Buses/Livery

  • Monthly reporting for large fleets available

  • Profit sharing for clean accounts

  • ACV, Stated Amount, Agreed Value basis available ​

  • Trailer Interchange

Coverage available Nationwide

General Liability

Coverage designed for trucking operations that protects against third-party claims for bodily injury or property damage arising from the insured's business operations — not from the actual operation of the trucks which

normally falls under the auto liability policy. 

  • New  ventures

  • Fleet sizes 1-25 power units at inception

  • Minimum premium $600 + t/f

  • Local/Intermediate/Long Haul

  • Blanket AI and WOS

  • Refer to "Appetite Guide" for information on accpetable/unacceptable risks

Coverage available Nationwide

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